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To avoid this you can take out Car Hire Excess Insurance. This insurance will cover you for damage or theft of the vehicle up to the value of £50,000. The insurance covers:
- Collision Damage reimbursement allowing you to claim back charges in the event of vehicle damage or theft
- Damages to any part of the vehicle including windows, tyres, lost/stolen keys and undercarriage
- Misfuelling is covered under Deluxe
- Hiring anywhere in Europe or Worldwide
- For frequent car hire clients, we have an Annual multi-trip cover for up to 60 days per rental starting from as little as £41.00, which allows 4 named drivers from the same address
- Single car hire, daily rates start from £2.30
- Cross border is covered if allowed on the car hire agreement
- The insurance also covers motor homes and camper vans
I have successfully used this insurance for some years now and have avoided the excess charges that the companies apply. Be warned they will insist that you are not covered by their own insurance, but you have peace of mind that you are covered in the event of a damaged or stolen vehicle, at an economical rate, not the elevated rates that they charge. ;-)
Thanks for the useful tips. The prices you quoted are for EU/UK residents and it seems that while they offer car hire excess inusrance for non UK residents, the price is much higher.
ReplyDeleteI found that at www.carinsurent.com non UK residents can purchase international car rental insurance for as low as US$84.90.